You, Me and CPP
For many of us, our Canada Pension Plan will play a meaningful role in our retirement planning. All the same, many Canadians don’t fully understand how it works and the choices we have when we look to start retirement benefits. In this article, I will first provide a brief summary of the CPP and some of the changes that have been enacted over the last 15 years to protect its ability to pay out the promised benefits going forward. In later articles, I will briefly discuss some of the non-retirement benefits you can receive, then describe your retirement benefit choices and some of the things you might want to consider when it is time to decide when to start your CPP retirement benefits. Download the complete 3-part article here.