Legal Services
- Wills
- Trusts
- Powers of Attorney
- Representation Agreements and Advance Directives (Living Wills)s
- Life Insurance Trusts / RRSP & RRIF Trusts
- Shared Ownership Agreements for Life Insurance and Critical Illness Insurance
- Family Trusts for Small Businesses or for Investment Portfolios
- Spousal Loans
- Joint Tenancy Documents
- Estate Planning services, such as:
- suggesting and implementing ways of minimizing taxes, probate fees and legal expenses at death and for your heirs;
- taking steps to minimize the chance of expensive and polarizing Will challenges at death;
- helping family businesses transition to the next generation;
- preserving legacy assets like family cabins and suggesting ways to transfer them to your family that minimizes the chances of family discord;
- developing estate equalization strategies if some assets like a home, business or farm comprise the bulk of your estate and you are struggling to find ways to transfer them to some of your heirs without shortchanging others;
- working with blended families to balance competing interests of children from prior relationships and your new family;
- developing solutions to provide a fair division of your estate when there is a large age range between your children and you want to provide more for your younger kids or to set aside extra sums for their education;
- protecting your heirs from themselves and creditors by structuring when and how they receive their inheritance so that it is not squandered; and
- coordinating beneficiary designations for registered plans and life insurance products with your Will.
$500 plus GST
Colin S. Ritchie 